Dennis Omila , Chief Technology and Operations Officer , UnionBank , tells us change is coming – and fast .

Dennis says that 70 % stat is unacceptable with the Philippines one of the fastest-growing economies and tech innovators in Southeast Asia .

On p56 he talks us through the pioneering digital inclusion project that prioritized the availability of loans – where the majority of Philippines consumers don ’ t have a credit history and credit scoring sources were limited to existing data and ‘ very manual ’ internal underwriting processes .

A tech shift was vital with stats showing consumer lending in the Philippines accelerated strongly throughout 2022 , growing 25.7 % from the previous year . A number that will continue to grow consistently over the next decade . into a new technology stack flexible enough for other product additions .

On p40 , Anthony Spiteri , Regional CTO , APJ , Veeam , outlines his thoughts as to what IT leadership looks like as technology evolves – challenging IT leaders to keep up .

As quick as the pace gets , Anthony says ‘ best for business ’ is still the basis for success in the face of what ’ s ‘ new and shiny ’.

With tech evolvement in mind , Editor ’ s Question asks what should tech recruiters be looking for in the ideal CIO ? Turn to p32 to see who had their say .

Get to Know on p79 has Yasu Takahashi , Managing Director , Ricoh Australia , on the difference good mentors can make to the aspiring CIO – he ’ s speaking from experience .

That ’ s just a sample of what ’ s on offer , so enjoy the edition .

Have an innovative month – make stuff happen !

As Dennis outlines , this is the context to a wider vision transforming not just the Philippine loan landscape but all its existing legacy monolithic banking applications

Bill Tanner Editor

www . intelligentcio . com INTELLIGENTCIO APAC 7